3.29.2009

Time and Money, Revisited


I recently took another look at a post of mine from a couple of years ago about how I spend my time and money, and decided to ballpark what my allocations are this time around, with of course the major life difference being that we now have two kids instead of one. Here's what I came up with (1st % = 2007, 2nd % = 2009):

TIME
Sleep 30.0% 30.0%
Work 30.0% 30.0%
Kid errands (bedtime, meals, shuttling) 7.5% 7.5%
Religious (personal prayer, church meetings) 7.5% 7.5%
Adult errands (paperwork, chores, house) 7.5% 7.5%
Adult fun (dates, leisure, exercise) 7.5% 7.5%
Family fun (zoo, play dates, horseplay) 10.0% 10.0%
Total 100.0% 100.0%

Not much change here, thanks to our keeping our kids on a tight schedule, and their being relatively good about bedtime and naps.

MONEY
Taxes 30.0% 20.0%
Savings (retirement, college) 30.0% 15.0%
Giving (church, charities) 12.5% 12.5%
Mortgage/transportation 12.5% 15.0%
Utilities (house, phone) 7.5% 7.5%
Day care 0.0% 20.0%
Groceries, personal care 5.0% 10.0%
Leisure, discretionary 2.5% 0.0%
Total 100.0% 100.0%

Many of the changes here are my bads from last time: I didn't factor in our tax refund, our transportation costs, or our day care needs. Notably, day care needs and grocery bills have spiked up since we've added a second child, so savings and leisure have had to take a hit. (Kids, start earning those college scholarships now!)
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